About
SRG Housing Finance Limited operates as a housing finance company in India. The company offers home loans, including construction, repair renovation and extension, new purchase, resale home purchase, plot and construction, and builder/project loans; loans against residential and commercial properties; balance transfer loan; and top-up loans. It offers its services to low- and middle-income individuals, including self-employed individuals and small to medium-sized business owners. The company was incorporated in 1999 and is headquartered in Udaipur, India.
Key Metrics
as of Sep 2026Market Cap386 Cr
P/E11.30
Div Yield0.00 %
Book Value₹189.00
52w High₹347.00
52w Low₹222.00
Face Value₹10.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 18.90 | 21.62 | 19.22 | 18.52 | 16.65 | 17.42 | 14.85 | 11.96 | 11.55 | 13.55 | 10.86 | 10.19 | 9.53 |
| Other Income | 0.08 | 0.10 | 0.80 | 0.64 | 0.07 | 0.74 | 1.30 | 0.78 | 0.21 | 0.41 | 0.47 | 0.98 | 0.01 |
| Depreciation | 1.23 | 1.43 | 1.53 | 1.51 | 1.44 | 1.79 | 1.71 | 1.62 | 1.52 | 1.71 | 1.58 | 1.31 | 1.18 |
| Interest | 23.89 | 22.69 | 20.11 | 18.10 | 16.75 | 16.60 | 16.51 | 14.92 | 14.03 | 13.69 | 13.07 | 13.12 | 10.93 |
| Profit before tax | 10.01 | 11.59 | 10.39 | 10.32 | 7.85 | 7.68 | 7.17 | 8.34 | 6.88 | 7.61 | 6.70 | 6.58 | 5.21 |
| Tax % | 15.38 | 20.19 | 20.98 | 20.06 | 13.50 | 19.40 | 19.80 | 20.62 | 14.83 | 19.97 | 20.60 | 20.21 | 15.55 |
| Net Profit | 8.47 | 9.25 | 8.21 | 8.25 | 6.78 | 6.19 | 5.74 | 6.60 | 5.86 | 6.09 | 5.32 | 5.26 | 4.39 |
| EPS in Rs | 5.39 | 5.89 | 5.23 | 5.26 | 4.32 | 3.95 | 4.01 | 4.62 | 4.34 | 4.58 | 4.09 | 4.05 | 3.38 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 76.00 | 56.00 | 44.00 | 32.00 | 22.00 | 20.00 | 18.00 | 15.00 | 11.00 | 4.00 | 3.00 | 2.00 |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 78.00 | 62.00 | 51.00 | 37.00 | 31.00 | 31.00 | 30.00 | 23.00 | 11.00 | 6.00 | 4.00 | 2.00 |
| Depreciation | 6.00 | 7.00 | 6.00 | 3.00 | 2.00 | 2.00 | 2.00 | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 40.00 | 30.00 | 26.00 | 21.00 | 26.00 | 24.00 | 22.00 | 19.00 | 11.00 | 4.00 | 3.00 | 2.00 |
| Tax % | 19.00 | 19.00 | 19.00 | 19.00 | 20.00 | 21.00 | 20.00 | 25.00 | 27.00 | 33.00 | 32.00 | 32.00 |
| Net Profit | 32.00 | 24.00 | 21.00 | 17.00 | 20.00 | 19.00 | 18.00 | 15.00 | 8.00 | 3.00 | 2.00 | 2.00 |
| EPS in Rs | 20.69 | 15.57 | 15.83 | 13.12 | 15.63 | 14.48 | 13.82 | 11.26 | 6.22 | 2.08 | 1.65 | 1.36 |
| Dividend Payout % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 18.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 16.00 | 16.00 | 13.00 | 13.00 | 13.00 | 13.00 | 13.00 | 13.00 | 13.00 | 13.00 | 11.00 | 11.00 |
| Reserves | 281.00 | 248.00 | 146.00 | 120.00 | 101.00 | 81.00 | 62.00 | 44.00 | 29.00 | 21.00 | 5.00 | 3.00 |
| Other Liabilities | 21.00 | 21.00 | 19.00 | 17.00 | 18.00 | 14.00 | 10.00 | 10.00 | 9.00 | 3.00 | 2.00 | 1.00 |
| Total Liabilities | 1,175.00 | 869.00 | 670.00 | 508.00 | 418.00 | 393.00 | 331.00 | 322.00 | 218.00 | 112.00 | 59.00 | 41.00 |
| Fixed Assets | 20.00 | 24.00 | 27.00 | 24.00 | 7.00 | 3.00 | 4.00 | 2.00 | 1.00 | 1.00 | 1.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 1.00 | 5.00 | 2.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 73.00 | 36.00 | 9.00 | 12.00 | 27.00 | 26.00 | 9.00 | 1.00 | 0.00 | 0.00 | 1.00 | 0.00 |
| Other Assets | 1,082.00 | 809.00 | 635.00 | 471.00 | 378.00 | 363.00 | 317.00 | 319.00 | 216.00 | 111.00 | 58.00 | 41.00 |
| Total Assets | 1,175.00 | 869.00 | 670.00 | 508.00 | 418.00 | 393.00 | 331.00 | 322.00 | 218.00 | 112.00 | 59.00 | 41.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -247.00 | -131.00 | -140.00 | -83.00 | 3.00 | -27.00 | 23.00 | -66.00 | -90.00 | -24.00 | -13.00 | -10.00 |
| Cash from Investing Activity | -39.00 | -31.00 | -1.00 | 9.00 | -6.00 | -19.00 | -9.00 | -1.00 | -1.00 | 0.00 | -2.00 | 0.00 |
| Cash from Financing Activity | 273.00 | 173.00 | 139.00 | 73.00 | 1.00 | 40.00 | -9.00 | 89.00 | 74.00 | 44.00 | 16.00 | 9.00 |
| Net Cash Flow | -13.00 | 10.00 | -2.00 | -1.00 | -2.00 | -6.00 | 5.00 | 21.00 | -16.00 | 20.00 | 2.00 | -1.00 |
| Free Cash Flow | -249.00 | -135.00 | -144.00 | -90.00 | -1.00 | -29.00 | 23.00 | -68.00 | -91.00 | -25.00 | -14.00 | -10.00 |
| CFO/OP % | -194.00 | -126.00 | -163.00 | -127.00 | 15.00 | -38.00 | 52.00 | -140.00 | -382.00 | -229.00 | -175.00 | -187.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
3 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Other | 26 Jul 2024 | — | — | — | Annual General Meeting |
| Dividend | 19 Mar 2015 | 20 Mar 2015 | — | 0.25 | |
| Bonus | 29 May 2014 | 30 May 2014 | 2:5 | — |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update8 May from smera
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Rating update7 Apr from smera
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Rating update27 Mar from care
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Rating update8 Jan from smera
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Rating update19 Dec 2025 from care
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Rating update16 Oct 2025 from smera