About
Star Health and Allied Insurance Company Limited provides health insurance products in India. It offers retail health insurance products for individuals and families; group health insurance products for employer/employee and non-employer/employee groups, including small-to-medium enterprises; and personal accident and travel insurance products. The company also provides star women care insurance policy that provides surrogacy and oocyte donor covers; and star special care product that covers children diagnosed with autism and for outpatient specialized treatments. In addition, it offers star health assure insurance policy, star cancer care platinum insurance policy, senior citizens health insurance policy, and star cardiac care insurance policy ย platinum, as well as star group OPD care insurance product. The company offers its products through web aggregators, digital channels, agency channels, corporate agents, brokers, point of salesperson, insurance marketing firms, and various other channels. Star Health and Allied Insurance Company was incorporated in 2005 and is based in Chennai, India.
Key Metrics
as of Sep 2026Market Cap32,807 Cr
P/E38.90
Div Yield0.00 %
Book Valueโน0.00
52w Highโน625.00
52w Lowโน417.00
Face Valueโน10.00
Quarterly Results
Rs. Crores ยท hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 5,522.00 | 4,648.00 | 4,566.00 | 4,378.00 | 4,880.00 | 4,081.00 | 4,146.00 | 4,058.00 | 3,816.00 | 3,688.00 | 3,578.00 | 3,461.00 | 3,293.00 |
| Expenses | 4,773.00 | 4,500.00 | 4,395.00 | 4,303.00 | 4,292.00 | 4,089.00 | 3,861.00 | 3,912.00 | 3,391.00 | 3,502.00 | 3,191.00 | 3,296.00 | 2,909.00 |
| Operating Profit | 749.00 | 148.00 | 172.00 | 75.00 | 588.00 | -7.00 | 285.00 | 147.00 | 425.00 | 186.00 | 387.00 | 165.00 | 384.00 |
| OPM % | 14.00 | 3.20 | 3.80 | 1.70 | 12.00 | -0.20 | 7.00 | 3.60 | 11.00 | 5.00 | 11.00 | 4.80 | 12.00 |
| Other Income | -8.00 | 4.00 | 2.00 | 3.00 | 0.00 | 6.00 | 2.00 | 2.00 | 1.00 | 3.00 | 1.00 | 2.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 742.00 | 151.00 | 173.00 | 78.00 | 588.00 | -1.00 | 287.00 | 149.00 | 426.00 | 190.00 | 388.00 | 167.00 | 384.00 |
| Tax % | 26.00 | 26.00 | 26.00 | 29.00 | 25.00 | -159.00 | 25.00 | 25.00 | 25.00 | 25.00 | 25.00 | 25.00 | 25.00 |
| Net Profit | 550.00 | 111.00 | 128.00 | 55.00 | 438.00 | 1.00 | 215.00 | 111.00 | 319.00 | 142.00 | 290.00 | 125.00 | 288.00 |
| EPS in Rs | 9.34 | 1.89 | 2.18 | 0.93 | 7.45 | 0.01 | 3.66 | 1.89 | 5.45 | 2.43 | 4.95 | 2.15 | 4.95 |
Profit & Loss
Annual ยท Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 17,825.00 | 16,101.00 | 14,021.00 | 12,096.00 | 10,602.00 | 5,050.00 | 4,987.00 | 3,775.00 | 2,888.00 | 2,012.00 | 1,595.00 | 1,069.00 |
| Expenses | 17,001.00 | 15,180.00 | 12,840.00 | 11,223.00 | 11,962.00 | 6,447.00 | 4,544.00 | 3,565.00 | 2,673.00 | 1,871.00 | 1,439.00 | 1,189.00 |
| Operating Profit | 824.00 | 921.00 | 1,182.00 | 873.00 | -1,360.00 | -1,397.00 | 443.00 | 210.00 | 215.00 | 141.00 | 156.00 | -120.00 |
| OPM % | 4.60 | 6.00 | 8.00 | 7.00 | -13.00 | -28.00 | 9.00 | 6.00 | 7.00 | 7.00 | 10.00 | -11.00 |
| Other Income | 9.00 | 12.00 | 6.00 | 5.00 | 7.00 | -3.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 20.00 | 3.00 | 2.00 | 1.00 |
| Depreciation | 79.00 | 71.00 | 59.00 | 52.00 | 43.00 | 46.00 | 29.00 | 28.00 | 23.00 | 20.00 | 18.00 | 19.00 |
| Profit before tax | 754.00 | 861.00 | 1,129.00 | 826.00 | -1,397.00 | -1,446.00 | 413.00 | 182.00 | 171.00 | 118.00 | 137.00 | -140.00 |
| Tax % | 26.00 | 25.00 | 25.00 | 25.00 | -25.00 | -25.00 | 35.00 | 30.00 | 1.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 557.00 | 646.00 | 845.00 | 619.00 | -1,041.00 | -1,086.00 | 268.00 | 128.00 | 170.00 | 118.00 | 137.00 | -140.00 |
| EPS in Rs | 9.47 | 10.99 | 14.44 | 10.63 | -18.08 | -19.81 | 5.46 | 2.81 | 3.73 | 2.59 | 3.53 | -3.87 |
| Dividend Payout % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Balance Sheet
Annual ยท Rs. Crores โ latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 588.00 | 588.00 | 585.00 | 582.00 | 576.00 | 548.00 | 491.00 | 456.00 | 456.00 | 456.00 | 387.00 | 362.00 |
| Reserves | 6,987.00 | 6,471.00 | 5,799.00 | 4,862.00 | 4,045.00 | 2,947.00 | 1,153.00 | 773.00 | 504.00 | 334.00 | -27.00 | -220.00 |
| Borrowings | 470.00 | 470.00 | 470.00 | 470.00 | 720.00 | 250.00 | 250.00 | 250.00 | 250.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 16,019.00 | 13,255.00 | 10,914.00 | 9,313.00 | 8,174.00 | 6,756.00 | 4,233.00 | 3,394.00 | 2,138.00 | 1,423.00 | 1,012.00 | 954.00 |
| Total Liabilities | 24,064.00 | 20,785.00 | 17,768.00 | 15,226.00 | 13,514.00 | 10,501.00 | 6,127.00 | 4,872.00 | 3,347.00 | 2,213.00 | 1,372.00 | 1,096.00 |
| Fixed Assets | 404.00 | 357.00 | 159.00 | 217.00 | 113.00 | 183.00 | 90.00 | 85.00 | 92.00 | 77.00 | 62.00 | 46.00 |
| CWIP | 9.00 | 24.00 | 16.00 | 10.00 | 4.00 | 19.00 | 12.00 | 13.00 | 5.00 | 7.00 | 3.00 | 12.00 |
| Investments | 19,780.00 | 17,703.00 | 15,491.00 | 13,276.00 | 11,373.00 | 6,733.00 | 4,290.00 | 3,030.00 | 2,165.00 | 1,428.00 | 807.00 | 502.00 |
| Other Assets | 3,871.00 | 2,701.00 | 2,102.00 | 1,723.00 | 2,024.00 | 3,565.00 | 1,735.00 | 1,744.00 | 1,085.00 | 700.00 | 500.00 | 535.00 |
| Total Assets | 24,064.00 | 20,785.00 | 17,768.00 | 15,226.00 | 13,514.00 | 10,501.00 | 6,127.00 | 4,872.00 | 3,347.00 | 2,213.00 | 1,372.00 | 1,096.00 |
Cash Flows
Annual ยท Rs. Crores โ latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 1,873.00 | 1,379.00 | 1,310.00 | 1,276.00 | 56.00 | 890.00 | 647.00 | 776.00 | 557.00 | 321.00 |
| Cash from Investing Activity | -1,067.00 | -1,151.00 | -1,177.00 | -1,097.00 | -3,786.00 | -2,418.00 | -1,006.00 | -731.00 | -663.00 | -497.00 |
| Cash from Financing Activity | -31.00 | -4.00 | 23.00 | -268.00 | 2,509.00 | 2,613.00 | 122.00 | 333.00 | 249.00 | 310.00 |
| Net Cash Flow | 775.00 | 224.00 | 156.00 | -89.00 | -1,221.00 | 1,086.00 | -237.00 | 379.00 | 143.00 | 134.00 |
| Free Cash Flow | 1,797.00 | 1,297.00 | 1,187.00 | 1,229.00 | -7.00 | 844.00 | 614.00 | 746.00 | 521.00 | 283.00 |
| CFO/OP % | 250.00 | 170.00 | 119.00 | 145.00 | -4.00 | -70.00 | 168.00 | 397.00 | 260.00 | 228.00 |
Ratios
Annual ยท Days / % โ latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | -286.00 | -261.00 | -249.00 | -255.00 | -258.00 | -397.00 | -238.00 | -260.00 | -196.00 | -191.00 | -179.00 | -255.00 |
| ROCE % | 10.00 | 12.00 | 18.00 | 15.00 | -31.00 | -51.00 | 25.00 | 14.00 | 19.00 | 21.00 | 55.00 | โ |
Corporate Actions
No corporate actions recorded.
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results โ Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
-
Rating update2 Apr from care
-
Rating update29 Sep 2025 from fitch
-
Rating update4 Apr 2025 from care
-
Rating update3 Oct 2024 from fitch
-
Rating update5 Apr 2024 from care
-
Rating update9 Oct 2023 from fitch