About
TruCap Finance Limited, a non-banking finance company, provides loans in India. The company operates in two segments, Fund Based Activities and Advisory Services. It offers micro enterprise loans, SME loans, other structured business, personal loans, and gold loans, as well as related ancillary services. The company was formerly known as Dhanvarsha Finvest Limited and changed its name to TruCap Finance Limited in August 2022. The company was incorporated in 1994 and is headquartered in Mumbai, India. TruCap Finance Limited operates as a subsidiary Wilson Holdings Private Limited.
Key Metrics
as of Sep 2026Market Cap48 Cr
P/E—
Div Yield0.00 %
Book Value₹4.29
52w High₹13.80
52w Low₹3.90
Face Value₹2.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 20.00 | 20.00 | 52.00 | 48.00 | 36.00 | 92.00 | 25.00 | 26.00 | 22.00 | 24.00 | 22.00 | 20.00 | 17.00 |
| Other Income | 1.00 | 1.00 | 1.00 | 2.00 | 12.00 | 1.00 | 1.00 | 1.00 | 0.00 | 12.00 | 9.00 | 0.00 | 0.00 |
| Depreciation | 1.00 | 2.00 | 2.00 | 2.00 | 2.00 | 8.00 | 2.00 | 2.00 | 2.00 | 2.00 | 3.00 | 2.00 | 2.00 |
| Interest | 5.00 | 21.00 | 14.00 | 20.00 | 20.00 | 21.00 | 25.00 | 27.00 | 26.00 | 23.00 | 21.00 | 18.00 | 17.00 |
| Profit before tax | -14.00 | -27.00 | -52.00 | -45.00 | -16.00 | -84.00 | 1.00 | 3.00 | 2.00 | 4.00 | 4.00 | 3.00 | 2.00 |
| Tax % | -25.00 | -35.00 | -19.00 | -28.00 | -43.00 | -17.00 | -16.00 | 58.00 | 32.00 | -37.00 | 13.00 | 44.00 | 26.00 |
| Net Profit | -10.00 | -18.00 | -42.00 | -33.00 | -9.00 | -70.00 | 1.00 | 1.00 | 1.00 | 6.00 | 3.00 | 2.00 | 1.00 |
| EPS in Rs | -0.87 | -1.49 | -3.55 | -2.74 | -0.75 | -6.02 | 0.11 | 0.10 | 0.12 | 0.50 | 0.26 | 0.13 | 0.11 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 156.00 | 165.00 | 83.00 | 60.00 | 31.00 | 17.00 | 12.00 | 12.00 | 5.00 | 1.00 | 2.00 | 0.00 |
| Other Income | 3.00 | 3.00 | 21.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 75.00 | 99.00 | 79.00 | 51.00 | 24.00 | 4.00 | 2.00 | 5.00 | 2.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 7.00 | 14.00 | 8.00 | 6.00 | 4.00 | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -152.00 | -79.00 | 12.00 | 7.00 | 11.00 | 2.00 | 6.00 | 2.00 | 5.00 | 0.00 | 0.00 | 0.00 |
| Tax % | -28.00 | -15.00 | 4.00 | 23.00 | 31.00 | 61.00 | 27.00 | 12.00 | 11.00 | 100.00 | 31.00 | 33.00 |
| Net Profit | -110.00 | -67.00 | 12.00 | 6.00 | 7.00 | 1.00 | 4.00 | 2.00 | 4.00 | 0.00 | 0.00 | 0.00 |
| EPS in Rs | -9.29 | -5.70 | 1.00 | 0.48 | 0.83 | 0.09 | 0.61 | 0.32 | 1.05 | 0.00 | 0.02 | 0.01 |
| Dividend Payout % | 0.00 | 0.00 | 1.00 | 2.00 | 1.00 | 11.00 | 3.00 | 16.00 | 19.00 | 0.00 | 0.00 | 0.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 24.00 | 23.00 | 23.00 | 23.00 | 18.00 | 15.00 | 14.00 | 14.00 | 8.00 | 8.00 | 8.00 | 6.00 |
| Reserves | 30.00 | 139.00 | 196.00 | 200.00 | 156.00 | 84.00 | 18.00 | 13.00 | 5.00 | 1.00 | 1.00 | 1.00 |
| Other Liabilities | 9.00 | 17.00 | 23.00 | 12.00 | 12.00 | 5.00 | 2.00 | 2.00 | 3.00 | 0.00 | 0.00 | 1.00 |
| Total Liabilities | 397.00 | 699.00 | 928.00 | 678.00 | 472.00 | 185.00 | 48.00 | 54.00 | 55.00 | 9.00 | 9.00 | 10.00 |
| Fixed Assets | 8.00 | 20.00 | 28.00 | 21.00 | 18.00 | 10.00 | 3.00 | 1.00 | 1.00 | 1.00 | 1.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 6.00 | 12.00 | 11.00 | 1.00 | 0.00 | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 37.00 | 42.00 | 60.00 | 81.00 | 51.00 | 18.00 | 1.00 | 0.00 | 1.00 | 2.00 | 1.00 | 0.00 |
| Other Assets | 352.00 | 636.00 | 834.00 | 564.00 | 392.00 | 155.00 | 43.00 | 52.00 | 53.00 | 7.00 | 7.00 | 10.00 |
| Total Assets | 397.00 | 699.00 | 928.00 | 678.00 | 472.00 | 185.00 | 48.00 | 54.00 | 55.00 | 9.00 | 9.00 | 10.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 127.00 | 208.00 | -212.00 | -149.00 | -181.00 | -78.00 | 13.00 | 2.00 | -41.00 | 1.00 | -1.00 | 6.00 |
| Cash from Investing Activity | 52.00 | -25.00 | 30.00 | -69.00 | -76.00 | -38.00 | -4.00 | 2.00 | 5.00 | 0.00 | -1.00 | 0.00 |
| Cash from Financing Activity | -209.00 | -246.00 | 245.00 | 198.00 | 283.00 | 145.00 | -11.00 | -3.00 | 39.00 | 0.00 | 1.00 | -6.00 |
| Net Cash Flow | -30.00 | -63.00 | 63.00 | -20.00 | 26.00 | 30.00 | -2.00 | 1.00 | 2.00 | 1.00 | -1.00 | 0.00 |
| Free Cash Flow | 127.00 | 208.00 | -222.00 | -159.00 | -202.00 | -86.00 | 12.00 | 1.00 | -41.00 | 1.00 | -1.00 | 6.00 |
| CFO/OP % | -174.00 | 661.00 | -263.00 | -224.00 | -458.00 | -1,134.00 | 185.00 | 57.00 | -645.00 | 3,025.00 | -567.00 | 32,000.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
8 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 19 Sep 2024 | — | — | 0.01 | |
| Dividend | 18 Sep 2023 | — | — | 0.01 | |
| Dividend | 21 Sep 2022 | — | — | 0.01 | |
| Split | 13 Oct 2021 | 14 Oct 2021 | 10:2 | — | |
| Dividend | 08 Sep 2021 | — | — | 0.05 | |
| Dividend | 10 Sep 2020 | — | — | 0.10 | |
| Dividend | 12 Sep 2019 | — | — | 0.25 | |
| Dividend | 19 Sep 2018 | — | — | 1.00 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update2 Apr from care
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Rating update18 Jul 2025 from care
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Rating update4 Jun 2025 from care
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Rating update28 Feb 2025 from care
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Rating update6 Jan 2025 from care
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Rating update24 Jan 2024 from care