UNIFINZ CAPITAL INDIA LIMITED

About

Unifinz Capital India Limited operates as a non-banking finance company in India. It offers personal, travel, wedding, balance transfer, education, home renovation, debt consolidation, medical emergency, long and short term, and instant cash loans. The company also provides loans for salaried employees, chartered accountant, and government employees. The company was formerly known as Shree Worstex Limited and changed its name to Unifinz Capital India Limited in December 2022. Unifinz Capital India Limited was incorporated in 1982 and is based in New Delhi, India.

Quarterly Results

Rs. Crores · hover row for definition

Metric	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023
Expenses	133.00	116.00	98.00	87.00	57.00	34.00	27.00	15.00	11.00	8.00	8.00	7.00	4.00
Other Income	0.00	0.00	0.00	0.00	0.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.00	0.00	0.00	0.00	0.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Interest	23.00	12.00	11.00	9.00	3.00	2.00	2.00	1.00	1.00	1.00	1.00	1.00	0.00
Profit before tax	23.00	24.00	38.00	33.00	22.00	9.00	8.00	7.00	3.00	-1.00	-1.00	1.00	-1.00
Tax %	25.00	19.00	29.00	27.00	25.00	20.00	26.00	26.00	34.00	-55.00	-25.00	27.00	-26.00
Net Profit	17.00	19.00	27.00	24.00	17.00	7.00	6.00	5.00	2.00	0.00	-1.00	1.00	-1.00
EPS in Rs	3.92	4.34	6.11	5.43	3.79	1.67	1.88	2.95	1.06	-0.15	-0.68	0.44	-0.33

Profit & Loss

Annual · Rs. Crores

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Expenses	358.00	87.00	27.00	8.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00
Other Income	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Interest	36.00	7.00	4.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit before tax	117.00	27.00	-2.00	-1.00	1.00	1.00	0.00	0.00	1.00	0.00	0.00	0.00
Tax %	26.00	25.00	-34.00	-35.00	15.00	11.00	—	0.00	27.00	—	50.00	—
Net Profit	87.00	20.00	-1.00	-1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EPS in Rs	19.68	4.53	-0.73	-0.35	0.67	0.31	0.00	-0.06	—	—	—	—
Dividend Payout %	3.00	2.00	0.00	0.00	0.00	0.00	—	0.00	0.00	—	57.00	—

Balance Sheet

Annual · Rs. Crores — latest first

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Equity Capital	44.00	9.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	1.00	1.00	0.24
Reserves	120.00	69.00	1.00	2.00	2.00	3.00	1.00	1.00	1.00	0.00	0.00	1.00
Other Liabilities	37.00	13.00	8.00	6.00	0.00	0.00	0.00	0.00	2.00	0.00	0.00	0.00
Total Liabilities	479.00	125.00	39.00	17.00	6.00	7.00	5.00	5.00	7.00	2.00	2.00	1.00
Fixed Assets	3.00	3.00	4.00	5.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	15.00	0.00	0.00	0.00	2.00	1.00	0.00	0.00	0.00	0.00	0.00
Other Assets	476.00	107.00	35.00	12.00	6.00	5.00	4.00	4.00	7.00	2.00	2.00	1.00
Total Assets	479.00	125.00	39.00	17.00	6.00	7.00	5.00	5.00	7.00	2.00	2.00	1.00

Cash Flows

Annual · Rs. Crores — latest first

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017
Cash from Operating Activity	-190.00	-29.00	-16.00	-4.00	0.00	-1.00	0.00	-1.00	-3.00	0.00
Cash from Investing Activity	14.00	-16.00	0.00	0.00	1.00	1.00	0.00	2.00	0.00	0.00
Cash from Financing Activity	208.00	52.00	17.00	4.00	0.00	0.00	0.00	-1.00	3.00	0.00
Net Cash Flow	32.00	7.00	0.00	-1.00	1.00	0.00	-1.00	1.00	0.00	0.00
Free Cash Flow	-192.00	-30.00	-16.00	-5.00	0.00	-1.00	0.00	-1.00	-3.00	0.00
CFO/OP %	-98.00	-64.00	-528.00	-380.00	-19.00	-131.00	—	807.00	-358.00	-500.00

Ratios

Annual · Days / % — latest first

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015

Shareholding Pattern

% holding — latest first

Holder	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Promoters	19.84	24.64	24.64	24.93	24.98	24.98	33.83	66.58	70.44	70.44	71.85	71.85
FIIs	11.29	11.29	11.29	11.29	11.29	11.29	0.00	0.00	0.00	0.00	0.00	0.00
DIIs	8.70	8.70	8.56	8.58	8.58	8.47	0.00	0.00	0.00	0.00	0.00	0.00
Public	60.17	55.37	55.50	55.19	55.15	55.24	66.17	33.42	29.55	29.55	28.14	28.14
No. of Shareholders	2,035	2,040	2,199	819	557	503	416	361	319	339	271	262

Corporate Actions

3 records

Action	Ex Date	Record Date	Ratio	Amount (₹)
Dividend	06 Apr 2026	06 Apr 2026	—	0.50
Bonus	19 Dec 2025	19 Dec 2025	4:1	—
Dividend	04 Apr 2025	04 Apr 2025	—	0.50

Announcements

5 filings

Compliances-Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1)
03 Sep 2026 3 Sep - Committee to consider NCD issue up to Rs 1,000 crore on September 8, 2026.
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD 2 Sep
02 Sep 2026
Announcement under Regulation 30 (LODR)-Meeting Updates
19 Aug 2026 19 Aug - Allotted 50,000 NCDs worth ₹50 crore on 19 Aug 2026, carrying 11.75% coupon.
Outcome Of Committee Meeting
12 Aug 2026 12 Aug - Approved issuance of up to ₹50 crore NCDs, with ₹20 crore green shoe, at 11.75% for 15 months.
Announcement under Regulation 30 (LODR)-Newspaper Publication
10 Aug 2026 10 Aug - Submission of Newspaper Publication of Limited Reviewed Financial Results for the First quarter ended on 30th June, 2026.