About
Union Bank of India provides banking products and services in India. It operates in four segments: Treasury Operations, Retail Banking Operations, Corporate and Wholesale Banking, and Other Banking Operations. The company provides its products and services to individuals, commercial enterprises, large corporates, public bodies, and institutional customers. Union Bank of India was incorporated in 1919 and is headquartered in Mumbai, India.
Key Metrics
as of Sep 2026Market Cap143,295 Cr
P/E6.94
Div Yield2.67 %
Book Value₹183.00
52w High₹205.00
52w Low₹125.00
Face Value₹10.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 7,617.00 | 7,918.00 | 7,250.00 | 8,391.00 | 8,354.00 | 8,917.00 | 7,764.00 | 7,975.00 | 8,892.00 | 8,871.00 | 7,413.00 | 7,368.00 | 7,569.00 |
| Other Income | 4,603.00 | 5,412.00 | 4,541.00 | 4,996.00 | 4,486.00 | 5,559.00 | 4,417.00 | 5,328.00 | 4,509.00 | 4,707.00 | 3,774.00 | 3,695.00 | 3,903.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 17,166.00 | 17,033.00 | 17,115.00 | 17,378.00 | 17,807.00 | 18,181.00 | 17,303.00 | 17,661.00 | 16,952.00 | 16,913.00 | 16,195.00 | 15,461.00 | 14,638.00 |
| Profit before tax | 7,023.00 | 6,900.00 | 6,619.00 | 5,417.00 | 5,244.00 | 6,156.00 | 5,893.00 | 6,401.00 | 5,030.00 | 5,273.00 | 5,530.00 | 5,453.00 | 5,174.00 |
| Tax % | 24.00 | 23.00 | 24.00 | 22.00 | 22.00 | 19.00 | 22.00 | 26.00 | 27.00 | 37.00 | 35.00 | 36.00 | 37.00 |
| Net Profit | 5,332.00 | 5,316.00 | 5,017.00 | 4,249.00 | 4,116.00 | 4,985.00 | 4,604.00 | 4,720.00 | 3,679.00 | 3,311.00 | 3,590.00 | 3,511.00 | 3,236.00 |
| EPS in Rs | 6.99 | 6.96 | 6.57 | 5.57 | 5.39 | 6.53 | 6.03 | 6.18 | 4.82 | 4.34 | 4.84 | 4.74 | 4.74 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 30,725.00 | 32,477.00 | 30,329.00 | 34,524.00 | 30,994.00 | 33,138.00 | 20,314.00 | 18,247.00 | 20,573.00 | 13,290.00 | 9,935.00 | 8,963.00 |
| Other Income | 19,435.00 | 19,813.00 | 16,080.00 | 14,633.00 | 12,525.00 | 11,744.00 | 5,261.00 | 4,474.00 | 4,990.00 | 4,965.00 | 3,632.00 | 3,523.00 |
| Interest | 69,333.00 | 68,695.00 | 63,208.00 | 47,978.00 | 40,157.00 | 44,079.00 | 25,794.00 | 23,852.00 | 23,443.00 | 23,757.00 | 23,886.00 | 23,640.00 |
| Depreciation | 1,188.00 | 1,071.00 | 891.00 | 737.00 | 738.00 | 895.00 | 411.00 | 368.00 | 363.00 | 236.00 | 244.00 | 221.00 |
| Profit before tax | 24,181.00 | 23,479.00 | 21,430.00 | 12,138.00 | 8,579.00 | 2,399.00 | -4,028.00 | -3,927.00 | -6,641.00 | 342.00 | 1,765.00 | 2,783.00 |
| Tax % | 23.00 | 23.00 | 36.00 | 31.00 | 39.00 | -21.00 | -28.00 | -25.00 | -21.00 | -62.00 | 23.00 | 36.00 |
| Net Profit | 18,697.00 | 17,987.00 | 13,648.00 | 8,433.00 | 5,232.00 | 2,906.00 | -2,898.00 | -2,947.00 | -5,247.00 | 555.00 | 1,352.00 | 1,782.00 |
| EPS in Rs | 24.49 | 23.56 | 17.88 | 12.34 | 7.66 | 4.54 | -8.47 | -16.72 | -44.90 | 8.08 | 19.66 | 28.02 |
| Dividend Payout % | 20.00 | 20.00 | 20.00 | 24.00 | 25.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 10.00 | 21.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 7,634.00 | 7,634.00 | 7,634.00 | 6,835.00 | 6,835.00 | 6,407.00 | 3,423.00 | 1,763.00 | 1,169.00 | 687.00 | 687.00 | 636.00 |
| Reserves | 120,941.00 | 105,342.00 | 89,335.00 | 71,499.00 | 63,741.00 | 58,070.00 | 30,363.00 | 24,724.00 | 23,928.00 | 23,289.00 | 22,204.00 | 19,125.00 |
| Other Liabilities | 56,698.00 | 49,789.00 | 46,512.00 | 41,564.00 | 33,443.00 | 31,587.00 | 13,743.00 | 8,773.00 | 8,101.00 | 11,603.00 | 8,127.00 | 9,625.00 |
| Total Liabilities | 1,569,355.00 | 1,499,856.00 | 1,391,958.00 | 1,280,752.00 | 1,187,591.00 | 1,071,706.00 | 550,683.00 | 494,039.00 | 487,380.00 | 452,704.00 | 404,696.00 | 381,616.00 |
| Fixed Assets | 11,545.00 | 9,724.00 | 9,188.00 | 8,805.00 | 7,155.00 | 7,282.00 | 4,709.00 | 3,719.00 | 3,800.00 | 3,873.00 | 3,928.00 | 2,678.00 |
| CWIP | 62.00 | 58.00 | 35.00 | 21.00 | 36.00 | 62.00 | 53.00 | 44.00 | 33.00 | 21.00 | 12.00 | 4.00 |
| Investments | 330,236.00 | 354,381.00 | 337,904.00 | 339,299.00 | 348,507.00 | 331,512.00 | 152,414.00 | 126,047.00 | 123,754.00 | 112,149.00 | 89,208.00 | 84,462.00 |
| Other Assets | 1,227,510.00 | 1,135,692.00 | 1,044,831.00 | 932,628.00 | 831,892.00 | 732,850.00 | 393,507.00 | 364,230.00 | 359,793.00 | 336,661.00 | 311,548.00 | 294,472.00 |
| Total Assets | 1,569,355.00 | 1,499,856.00 | 1,391,958.00 | 1,280,752.00 | 1,187,591.00 | 1,071,706.00 | 550,683.00 | 494,039.00 | 487,380.00 | 452,704.00 | 404,696.00 | 381,616.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -394.00 | -206.00 | 20,329.00 | 5,984.00 | 36,214.00 | 20,443.00 | -7,542.00 | -7,246.00 | 6,170.00 | -5,804.00 | 88.00 | -3,799.00 |
| Cash from Investing Activity | -30.00 | -16.00 | -1,261.00 | -2,408.00 | -357.00 | 27,538.00 | -726.00 | -363.00 | -343.00 | -523.00 | -17.00 | -255.00 |
| Cash from Financing Activity | 73.00 | 337.00 | -11,916.00 | -10,926.00 | -767.00 | -18,676.00 | 20,328.00 | 1,214.00 | 10,792.00 | 9,873.00 | -2.00 | 3,359.00 |
| Net Cash Flow | -351.00 | 115.00 | 7,152.00 | -7,350.00 | 35,090.00 | 29,304.00 | 12,060.00 | -6,395.00 | 16,619.00 | 3,546.00 | 69.00 | -695.00 |
| Free Cash Flow | -424.00 | -222.00 | 19,043.00 | 3,611.00 | 35,628.00 | 19,836.00 | -7,913.00 | -7,538.00 | 5,851.00 | -5,988.00 | 72.00 | -4,054.00 |
| CFO/OP % | -1.00 | 0.00 | 34.00 | 20.00 | 103.00 | 55.00 | -52.00 | -40.00 | 72.00 | -22.00 | 0.00 | -14.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
25 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 03 Jul 2026 | 03 Jul 2026 | — | 5.00 | |
| Dividend | 25 Jul 2025 | 25 Jul 2025 | — | 4.75 | |
| Dividend | 19 Jul 2024 | — | — | 3.60 | |
| Dividend | 28 Jul 2023 | — | — | 3.00 | |
| Dividend | 22 Jun 2022 | — | — | 1.90 | |
| Other | 02 Aug 2021 | — | — | — | Annual General Meeting |
| Other | 27 Jul 2020 | — | — | — | Annual General Meeting |
| Other | 20 Jun 2019 | — | — | — | Annual General Meeting |
| Other | 19 Jun 2018 | — | — | — | Annual General Meeting |
| Other | 15 Jun 2017 | — | — | — | Annual General Meeting |
| Dividend | 17 Jun 2016 | — | — | 1.95 | |
| Dividend | 18 Jun 2015 | — | — | 6.00 | |
| Dividend | 19 Jun 2014 | — | — | 1.30 | |
| Dividend | 20 Jan 2014 | 21 Jan 2014 | — | 2.70 | |
| Dividend | 20 Jun 2013 | — | — | 8.00 | |
| Dividend | 21 Jun 2012 | — | — | 8.00 | |
| Dividend | 16 Jun 2011 | — | — | 8.00 | |
| Dividend | 24 Jun 2010 | — | — | 5.50 | |
| Dividend | 18 Jun 2009 | — | — | 5.00 | |
| Dividend | 17 Jun 2008 | — | — | 4.00 | |
| Dividend | 14 Jun 2007 | — | — | 2.00 | |
| Dividend | 11 Jan 2007 | 13 Jan 2007 | — | 1.50 | |
| Dividend | 08 Jun 2006 | — | — | 3.50 | |
| Other | 08 May 2006 | 09 May 2006 | — | — | Elctn Of Sh. Director |
| Dividend | 07 Jun 2005 | — | — | 1.50 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
-
Rating update26 Mar from icra
-
Rating update13 Mar from icra
-
Rating update13 Mar from care
-
Rating update11 Dec 2025 from crisil
-
Rating update5 Dec 2025 from icra
-
Rating update6 Oct 2025 from icra
Conference Calls
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript