VIJI FINANCE LIMITED · CashKonnect

About

Viji Finance Limited, a non-banking finance company, provides financial products and services in India. It offers personal and business loans, loans against property, gold and education loans, corporate and housing finance, infrastructure/project finance, personal finance, and medical equipment loan services. Viji Finance Limited was formerly known as Panjon Finance Limited and changed its name to Viji Finance Limited in September 2012. Viji Finance Limited was incorporated in 1994 and is based in Indore, India.

Key Metrics

as of Sep 2026

Market Cap380 Cr

P/E2,716.00

Div Yield0.00 %

Book Value₹0.85

52w High₹16.70

52w Low₹1.97

Face Value₹1.00

Quarterly Results

Rs. Crores · hover row for definition

Metric	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023
Expenses	0.29	0.23	0.27	0.51	0.73	0.07	0.59	0.70	0.54	0.41	0.33	0.22	0.23
Other Income	1.19	0.00	-0.02	0.08	0.09	0.44	0.15	0.01	0.00	0.00	0.00	0.00	0.00
Depreciation	0.08	0.08	0.08	0.08	0.08	0.09	0.09	0.09	0.08	0.09	0.09	0.09	0.09
Interest	0.18	0.08	0.10	0.17	0.18	0.14	0.16	0.11	0.05	0.05	0.06	0.04	0.03
Profit before tax	1.53	1.96	1.12	-0.10	-0.33	0.73	-0.10	-0.28	-0.14	0.00	0.03	0.07	0.10
Tax %	25.49	-9.69	16.07	0.00	0.00	8.22	0.00	-10.71	-28.57	—	33.33	28.57	30.00
Net Profit	1.14	2.15	0.94	-0.10	-0.33	0.68	-0.10	-0.24	-0.10	0.00	0.03	0.05	0.07
EPS in Rs	0.07	0.15	0.07	-0.01	-0.02	0.05	-0.01	-0.02	-0.01	0.00	0.00	0.00	0.00

Profit & Loss

Annual · Rs. Crores

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Expenses	1.63	1.86	1.17	0.94	0.63	0.26	0.71	0.99	0.32	0.55	0.69	0.31
Other Income	0.00	0.35	0.00	0.00	0.05	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Interest	0.64	0.50	0.20	0.19	0.06	0.04	0.03	0.05	0.04	0.07	0.06	0.04
Depreciation	0.33	0.35	0.36	0.35	0.08	0.05	0.05	0.05	0.04	0.05	0.05	0.05
Profit before tax	2.64	0.22	0.20	0.61	0.50	0.59	0.20	0.67	1.91	0.94	0.57	0.92
Tax %	25.38	22.73	40.00	26.23	10.00	25.42	25.00	49.25	25.65	36.17	40.35	35.87
Net Profit	1.97	0.17	0.12	0.44	0.44	0.44	0.14	0.34	1.42	0.61	0.34	0.60
EPS in Rs	0.14	0.01	0.01	0.03	0.03	0.03	0.01	0.02	0.10	0.04	0.02	0.04
Dividend Payout %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	5.81	12.30	66.18	37.50

Balance Sheet

Annual · Rs. Crores — latest first

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Equity Capital	14.25	14.25	8.25	8.25	8.25	8.25	8.25	8.25	8.25	7.50	7.50	7.50
Reserves	9.11	7.14	3.97	3.85	3.41	2.97	2.53	2.38	2.15	1.47	0.96	0.88
Other Liabilities	3.04	1.08	0.95	1.32	1.18	1.02	1.13	0.91	0.76	0.53	0.51	0.51
Total Liabilities	33.65	35.06	26.53	22.69	17.56	15.79	15.75	15.02	13.88	12.08	10.02	9.34
Fixed Assets	1.38	1.71	1.95	2.30	0.68	0.19	0.24	0.28	0.30	0.34	0.45	0.24
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	1.95	0.05	0.05	0.15	0.16	0.15	0.16	0.41	0.15	0.13	0.03	0.11
Other Assets	30.32	33.30	24.53	20.24	16.72	15.45	15.35	14.33	13.43	11.61	9.54	8.99
Total Assets	33.65	35.06	26.53	22.69	17.56	15.79	15.75	15.02	13.88	12.08	10.02	9.34

Cash Flows

Annual · Rs. Crores — latest first

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Cash from Operating Activity	2.19	-2.88	-4.15	-2.47	-1.05	0.73	-0.46	-0.69	-0.40	-1.01	0.24	0.84
Cash from Investing Activity	-1.90	-0.11	0.09	-1.96	-0.58	-0.02	0.16	-0.39	-0.02	-0.05	-0.25	-0.10
Cash from Financing Activity	-5.35	8.24	4.17	4.47	1.18	-0.30	0.36	0.74	0.10	1.31	0.27	-0.57
Net Cash Flow	-5.06	5.25	0.11	0.04	-0.46	0.41	0.05	-0.34	-0.33	0.25	0.26	0.17
Free Cash Flow	2.19	-2.99	-4.16	-4.44	-1.63	0.73	-0.48	-0.71	-0.40	-0.95	-0.12	0.82
CFO/OP %	62.00	-389.00	-534.00	-215.00	-178.00	107.00	-164.00	-29.00	-12.00	-85.00	35.00	83.00

Ratios

Annual · Days / % — latest first

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015

Shareholding Pattern

% holding — latest first

Holder	Aug 2026	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023
Promoters	29.68	39.31	47.68	53.02	53.71	53.71	53.71	53.71	53.71	51.02	49.63	39.83
DIIs	0.15	0.21	0.25	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Public	70.16	60.49	52.07	46.99	46.29	46.29	46.29	46.30	46.30	48.99	50.38	60.18
No. of Shareholders	58,652	60,319	61,973	62,150	62,792	62,994	62,713	60,658	54,025	53,381	54,793	51,321

Corporate Actions

16 records

Action	Ex Date	Record Date	Ratio	Amount (₹)	Notes
Other	23 Sep 2024	—	—	—	Annual General Meeting
Rights	15 May 2024	15 May 2024	8:11	—
Other	15 May 2024	15 May 2024	—	—	Right Issue of Equity Shares
Other	08 Sep 2023	—	—	—	Annual General Meeting
Other	19 Sep 2022	—	—	—	Annual General Meeting
Other	20 Sep 2021	—	—	—	Annual General Meeting
Other	24 Sep 2020	—	—	—	Annual General Meeting
Other	19 Sep 2019	—	—	—	Annual General Meeting
Dividend	12 Sep 2018	—	—	0.01
Bonus	04 Aug 2017	07 Aug 2017	1:10	—
Dividend	13 Jul 2017	—	—	0.01
Split	25 Oct 2016	26 Oct 2016	10:1	—
Other	25 Oct 2016	26 Oct 2016	—	—	Fv Splt Frm Rs 10 To Re 1
Dividend	22 Sep 2016	—	—	0.30
Dividend	10 Sep 2015	—	—	0.30
Dividend	04 Sep 2014	—	—	0.50

Announcements

5 filings

Intimation Regarding Opening Of Corporate Office At Mumbai.
04 Sep 2026 4 Sep - Viji Finance opened its Mumbai corporate office at One BKC from September 4, 2026.
Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/s
02 Sep 2026 2 Sep - Board recommends DDS & Associates as statutory auditor, subject to shareholder approval, effective 2 September 2026.
Board Meeting Outcome for Outcome Of Board Meeting Held On Wednesday, 02Nd September, 2026 Pursuant To Regulation 30 Of SEBI (LODR) Regulations, 2015.
02 Sep 2026 2 Sep - On 2 September 2026, board approved DDS & Associates as statutory auditor after existing auditor resignation.
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
31 Aug 2026 31 Aug - PAC acquired 1 crore shares via warrant conversion on 26 Aug 2026; holding rose to 6.06%.
Announcement under Regulation 30 (LODR)-Allotment
26 Aug 2026 26 Aug - Viji Finance allotted 1 crore shares at Rs 2.80 on warrant conversion, lifting paid-up capital to Rs 23.10 crore.