Card Details · CardCheck

Key Benefits

25% cashback on Airtel mobile, broadband, Wi-Fi & DTH bill payments via Airtel Thanks app (up to ₹250/month)

10% cashback on utility bill payments via Airtel Thanks app (up to ₹250/month)

10% cashback on Zomato, Blinkit & District Movies spends (up to ₹500/month)

1% cashback on all other eligible spends

₹500 Amazon voucher as welcome benefit on first transaction within 30 days

1% fuel surcharge waiver on ₹400–₹4,000 fuel transactions

Annual fee of ₹500 + GST waived on ₹2 lakh annual spends

Cashback auto-credited to statement balance

Rewards

Earning rates across spend categories

10.00%

Other

Fees & Charges

Annual fee waived on spends of ₹200,000

Joining Fee	₹500 + GST
Annual Fee	₹500 + GST
Annual Fee Waiver	Available
Late Payment Fee	1200.00%
Foreign Currency Markup	3.50%
Cash Advance Fee	2.50%

About this Card

The Airtel Axis Bank Credit Card is purpose-built for Airtel subscribers — 25% cashback on Airtel mobile, broadband, WiFi and DTH payments via Airtel Thanks app (capped ₹250/month), 10% on utility bills via the same app (capped ₹250/month), and 10% on Swiggy, Zomato and BigBasket (capped ₹500/month combined). All other spends earn 1% cashback. Maximum benefit from the three high-rate categories is ₹1,000/month — but the Airtel-specific benefits require an active Airtel subscription and app usage.

Exclusions

utility spends outside Airtel Thanks app earn no cashback

fuel transactions earn no cashback

rent and wallet load transactions do not count toward annual fee waiver

excluded MCC categories on other spends

reward redemption fee not applicable

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Eligibility

Min. Credit Score750+

Min. Age21 years

Max. Age65 years

SalariedSelf-EmployedProfessional

Income requirement may vary
Credit limit offered depends on your credit profile and relationship with the bank.

Pros & Cons

PROS

One of the best cards for Airtel users
Excellent utility bill cashback rates
Strong savings on food delivery and grocery apps
Easy statement-credit cashback system
Low annual fee with achievable waiver milestone
Good everyday cashback card for salaried users
High real-world savings potential for families with multiple Airtel connections

CONS

Cashback categories have monthly caps
Best value depends heavily on Airtel Thanks app usage
No airport lounge access
Forex markup is high for international spending
Cashback exclusions apply on fuel, rent, EMI, wallet loads, and government payments
Limited travel and premium lifestyle benefits
1% base cashback is average outside bonus categories

Who is this card for?

Airtel mobile/broadband subscribers who pay utility bills via the Airtel Thanks app and regularly order on Swiggy, Zomato or BigBasket. Non-Airtel users will only benefit from the Swiggy/Zomato/BigBasket 10% cashback (capped ₹500/month) and 1% on everything else.

Quick Links

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Last updated: 13 Sep 2026