Card Details · CardCheck

Key Benefits

5% cashback on Flipkart, Myntra & Cleartrip spends

4% cashback on preferred merchants like Swiggy, PVR & Uber

1.5% cashback on all other eligible spends

₹500 Flipkart voucher on first transaction within 30 days

4 complimentary domestic airport lounge visits per year on spend eligibility

Cashback directly credited to statement balance

Annual fee waiver on ₹3.5 lakh annual spends

Rewards

Earning rates across spend categories

5.00%

Other

Fees & Charges

Annual fee waived on spends of ₹350,000

Joining Fee	₹500 + GST
Annual Fee	₹500 + GST
Annual Fee Waiver	Available
Late Payment Fee	1200.00%
Foreign Currency Markup	3.50%
Cash Advance Fee	2.50%

About this Card

The Flipkart Axis Bank Credit Card is a top co-branded cashback card for Flipkart and Myntra shoppers. It gives 5% cashback on Flipkart and Myntra, 4% on preferred partner merchants, and 1.5% unlimited cashback on all other spends. Combined with a 1 quarterly lounge visit, it punches well above its ₹500 annual fee.

Exclusions

Annual fee not waived

No international lounge access

Tips & Reviews

Community insights and expert advice

No comments yet. Be the first to share your experience.

Eligibility

Min. Income₹25,000/month

Min. Credit Score750+

Min. Age21 years

Max. Age65 years

SalariedSelf-EmployedProfessional

Income requirement may vary
Credit limit offered depends on your credit profile and relationship with the bank.

Pros & Cons

PROS

One of the best cashback cards for Flipkart users
Strong flat 1.5% cashback on general spending
Simple cashback structure with automatic statement credit
Good rewards on Swiggy, Uber & travel spends
Lounge access adds extra value for the fee
Beginner-friendly cashback card
Welcome voucher offsets first-year fee effectively

CONS

Best value depends heavily on Flipkart ecosystem usage
Cashback categories and partners may change over time
Lounge access now requires quarterly spend eligibility
Forex markup is high for international spending
Cashback exclusions apply on rent, wallet loads, EMI & fuel spends
Annual fee waiver threshold is relatively high
Premium travel and lifestyle benefits are limited

Who is this card for?

Frequent Flipkart and Myntra shoppers looking for maximum cashback without complex redemption. Also great as an everyday card with 1.5% flat cashback.

Quick Links

Apply Now View All Axis Bank Cards

Last updated: 31 Mar 2026